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DUTY STACK

The 2026 tariff stack, explained

Your duty bill in 2026 isn't one number. It's a stack: the base rate, a temporary surcharge, a processing fee, and — for some origins — a trade-remedy overlay on top. Here's what stacks on what, in dollars.

READ TIME ~7 MIN · POLICY DATA v2026-07-09 · FIGURES VERIFIED ON THE VERSION DATE

When someone quotes you "the duty rate," they usually mean the base column-1 general rate — the one printed next to the eight-digit HTS line. In 2026 that base rate is often the smallest layer of what you actually pay. Four things stack, and they stack in a specific order:

LayerWhat it is2026 figure
1. Base dutyColumn-1 general rate on your HTS line0%–~16%+
2. Section 122Balance-of-payments surcharge, all origins10%
3. MPFMerchandise Processing Fee, formal entries0.3464%*
4. §301/§232Origin-specific trade-remedy overlay (Ch.99)varies

*MPF is 0.3464% of entered value, floored at $33.58 and capped at $651.50 per entry. FTA claims from most partners (including Korea) exempt it entirely.

Layer 1 — Base duty

The column-1 general rate for the goods of a country with normal trade relations. Some lines are Free (many electronics, cosmetics), some run to double digits (apparel). This is the rate that lives on the legal eight-digit line, and it's the only layer your HTS code directly controls. Getting the code right does the most work — it's the one number that decides the base and the FTA eligibility and whether a §301 footnote applies.

Layer 2 — The Section 122 surcharge (the big one right now)

Section 122 of the Trade Act of 1974 (19 U.S.C. §2132) authorizes a temporary balance-of-payments import surcharge of up to 15%, applied across the board regardless of origin. As of this data version it is being collected at 10% on entered value, on top of the base rate — but treat that figure as contested and point-in-time, not settled law (see the litigation note below). It is not origin-specific — an FTA does not exempt you from the surcharge the way it exempts the base rate.

The catch that makes it worth watching: the §122 authority carries a statutory 150-day limit before extension requires Congress. On the current invocation that puts a scheduled sunset around 2026-07-24 unless extended, with successor Section 301 investigations reportedly pending. That sunset is a dated lever — deferring a non-urgent entry past it could remove the entire 10% on a qualifying shipment — but the exact date turns on how the 150-day clock is counted and on the litigation below, so confirm it before you plan freight around it.

Policy is moving weekly. The 122 surcharge is under litigation (a court ruled against it in May 2026; a stay kept it in effect pending appeal). Any figure you plan freight around should be re-verified at entry time. Our advisories are stamped with a policy data version and re-checked live at generation — we don't hand you a number that was true last quarter.

Layer 3 — The Merchandise Processing Fee (MPF)

A flat ad-valorem fee on formal entries: 0.3464% of entered value, with a floor of $33.58 and a ceiling of $651.50 per entry. On a $10,000 entry that's $34.64. On a $200,000 entry it's capped at $651.50 — the cap bites above roughly $188,000 of entered value. The important part for savings: a valid FTA claim from most partners, including KORUS, exempts the MPF entirely. Miss the claim and you pay it; make it and it's zero.

Layer 4 — The Section 301/232 overlay

These are the origin-specific trade remedies — Section 301 (China, mostly) and Section 232 (steel and aluminum). They live in Chapter 99 of the tariff schedule and attach to your product via a footnote on the base HTS line (for example, a note reading "See 9903.88.02" signals Section 301 exposure). They are additional duties, not a replacement, and whether they apply depends on both your HTS code and your country of origin. A Korean-origin electrical device may carry a footnote that only bites for Chinese origin — so the same code can be clean from Korea and exposed from China.

Worked example: $10,000 LED mask from Korea

Put it together on a real case — an LED light-therapy face mask classified at 8543.70.98 (base 2.6%), entered at $10,000 from South Korea:

ScenarioBase§122 (10%)MPFTotal
No FTA claim$260.00$1,000.00$34.64$1,294.64
KORUS claim$0.00$1,000.00$0.00$1,000.00
KORUS, after §122 sunset$0.00$0.00$0.00$0.00

Two levers, both worth real money on this one shipment: the KORUS claim removes the base duty and the MPF ($294.64 back), and the Section 122 sunset removes the surcharge ($1,000). Note the order of operations — the surcharge is computed on entered value, not on top of the base duty, so it doesn't compound. Each layer is a flat percentage of the same $10,000 base.

Where specific and compound duties break the math. Some lines aren't a simple percentage — they're "X cents per kilogram" or "Y% + Z cents each." The percentage stack above doesn't apply cleanly there; those need a human to compute against quantity and weight. An honest engine flags these rather than forcing a percentage that isn't real.

Build the stack for your entry

Base rate + Section 122 (10%) + MPF, with an FTA claim toggle. Same math the advisory runs; illustrative only.
MPF 0.3464% of value, floor $33.58, cap $651.50; FTA claim exempts it. §301/§232 overlays are origin-specific and not modeled here. Your exact code, rate, and overlays are computed live in the advisory.

See the full stack for your product

The advisory computes your real code, the base rate, the FTA and MPF math, and the §301/§232 footnote overlay — in dollars per shipment.

Run the free check →
Does an FTA exempt me from the Section 122 surcharge too?
No. An FTA zeroes the base rate and (for most partners) exempts the MPF, but the Section 122 balance-of-payments surcharge applies to all origins regardless of FTA status. The only thing that removes the surcharge is the sunset or a change in policy.
Is the surcharge computed on the base duty or the entered value?
On the entered value. Each layer — base, surcharge, MPF — is calculated against the same entered value, so they don't compound on each other. That's why the stack is additive, not multiplicative.
How do I know if a §301 or §232 overlay hits my product?
Check the footnotes on your base HTS line and your country of origin. A note like "See 9903.88.02" points to a Chapter 99 overlay. Whether it bites depends on origin — the same code can be clean from one country and exposed from another. The advisory surfaces the footnote and flags it for your supply chain.
Informational duty analysis, not customs brokerage or legal advice. Policy figures reflect the stated data version and are changing weekly in 2026; every figure should be re-verified at the time of entry. Final duty responsibility rests with the importer of record. Not affiliated with, or endorsed by, U.S. Customs and Border Protection or the U.S. International Trade Commission.